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Priced at $180,000, this 3-bedroom, 1-bath home in the heart of Harvard offers a rare opportunity for first-time buyers to step into homeownership while creating value along the way. With today's shifting interest rates and less buyer competition, now is a smart time to buy instead of paying rent. The property may be eligible for USDA financing, offering qualified buyers the potential for 0 down.The property also offers strong potential for those looking to start or add to a rental portfolio. Inside, you'll find 9-foot ceilings, original hardwood floors, large picture windows, and charming built-ins in the dining room. The spacious kitchen offers ample cabinet space, and the living room features a fireplace-perfect for cozy nights at home. Upstairs you will find 3 bedrooms with generously sized closets, large bathroom with plenty of storage and a linen closet! Major updates include a newer HVAC system and updated electric panel, both approximately 2 years old. The unfinished limestone basement provides laundry space along with plenty of storage and future potential. Outside, enjoy a newly built front porch, aluminum siding, and a fully fenced yard. Large back deck off kitchen is a perfect view of the fully fenced back yard great for entertaining. Yes, the home needs TLC and new carpet-but that's where the opportunity lies. Bring your vision, build sweat equity, and make this home your own in an established Harvard neighborhood.
Property Type(s):
Single Family
| Last Updated | 1/28/2026 | Year Built | 0 |
|---|---|---|---|
| Community | Chemung / Harvard / Lawrence | County | McHenry |
SCHOOLS
| School District | Harvard High School |
|---|---|
| Jr. High School | Harvard Junior High School |
| High School | Harvard High School |
Additional Details
| AIR | Ceiling Fan(s), None, Window Unit(s) |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Range, Refrigerator, Water Softener |
| AREA | Chemung / Harvard / Lawrence |
| BASEMENT | Bath/Stubbed, Exterior Entry, Full, Unfinished, Yes |
| CONSTRUCTION | Vinyl Siding |
| FIREPLACE | Yes |
| HEAT | Forced Air, Natural Gas |
| INTERIOR | Built-in Features, Entrance Foyer, High Ceilings |
| LOT | 8621 sq ft |
| LOT DIMENSIONS | 66X132 |
| PARKING | Asphalt, Off Street, Driveway |
| SEWER | Public Sewer |
| TAXES | 3593 |
| WATER | Public |
Location
Listed with Keller Williams Inspire - Geneva
The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of MRED. All real estate listings are marked with the Broker ReciprocitySM logo or the MRED Broker ReciprocitySM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.
The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Copyright 2026 MRED. All rights reserved.
The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Copyright 2026 MRED. All rights reserved.
This IDX solution is (c) Diverse Solutions 2026.
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